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How much money do you really need for your German visa? Blocked account + one-time costs, computed for 2026.
Once in Germany, the bank releases your money monthly: 992 €/mo
Fintiba
Fully digital, opens in ~10 minutes, officially recognised by German embassies. Insurance bundles available.
Open account →Expatrio
Popular value bundle: blocked account + health insurance + free current account in one package.
Open account →Amounts per BAMF/embassy guidance for 2026 (992 €/month for students). Requirements vary by embassy — always confirm with your local German mission.
German embassies require proof of financing for student, language-course and job-seeker visas — and for most applicants that means a Sperrkonto (blocked account). In 2026 the reference amount is 992 € per month for students (11,904 € for 12 months) and about 1,027 € per month for the Chancenkarte. This Sperrkonto calculator computes your exact blocked amount for any duration and visa type.
Beyond the blocked amount, the tool adds the real one-time costs applicants forget: the 75 € D-visa fee, health insurance until enrolment, certified translations, flights and your first weeks in Germany — giving you the total budget to plan before you transfer a single euro to an embassy-recognised provider like Fintiba or Expatrio.